{"id":26,"date":"2024-10-04T09:46:36","date_gmt":"2024-10-04T09:46:36","guid":{"rendered":"https:\/\/cmsbh.ro\/?page_id=26"},"modified":"2024-10-06T09:43:04","modified_gmt":"2024-10-06T09:43:04","slug":"asigurarile-de-malpraxis","status":"publish","type":"page","link":"https:\/\/cmsbh.ro\/index.php\/pentru-colegi\/asigurarile-de-malpraxis\/","title":{"rendered":"Asigur\u0103rile de malpraxis"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-primary-color&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22background_color%22%93}&#8221; locked=&#8221;off&#8221; theme_builder_area=&#8221;post_content&#8221; custom_padding=&#8221;70px|20px|70px|20px|false|false&#8221; sticky_enabled=&#8221;0&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;40px||40px||false|false&#8221; custom_padding_phone=&#8221;40px||40px||false|false&#8221;][et_pb_row _builder_version=&#8221;4.27.2&#8243; 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theme_builder_area=&#8221;post_content&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;70px|20px|70px|20px|false|false&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;20px||20px||false|false&#8221; locked=&#8221;off&#8221; custom_padding_phone=&#8221;20px||20px||false|false&#8221;][et_pb_row _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; max_width=&#8221;1140px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; width=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221;][et_pb_column _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; type=&#8221;4_4&#8243; theme_builder_area=&#8221;post_content&#8221; custom_padding=&#8221;|20px|||false|false&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;|0px|30px||false|false&#8221; custom_padding_phone=&#8221;|0px|30px||false|false&#8221;][et_pb_heading title=&#8221;Asigur\u0103rile de malpraxis&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;Barlow||||||||&#8221; title_font_size=&#8221;44px&#8221; title_line_height=&#8221;56px&#8221; custom_margin=&#8221;||11px|||&#8221; custom_padding=&#8221;|0px|||false|false&#8221; custom_padding_tablet=&#8221;|100px|||false|false&#8221; custom_padding_phone=&#8221;|100px|||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; hover_enabled=&#8221;0&#8243; title_font_size_tablet=&#8221;30px&#8221; title_font_size_phone=&#8221;30px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243; title_text_align=&#8221;left&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; text_font_size=&#8221;16px&#8221; text_text_color=&#8221;#595959&#8243; text_line_height=&#8221;26px&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; header_3_line_height=&#8221;1.6em&#8221; header_4_line_height=&#8221;1.7em&#8221; header_4_line_height_last_edited=&#8221;on|phone&#8221; header_4_line_height_phone=&#8221;1.5em&#8221; header_3_line_height_last_edited=&#8221;on|desktop&#8221; header_4_line_height_tablet=&#8221;1.7em&#8221; header_3_line_height_tablet=&#8221;1.6em&#8221; header_3_line_height_phone=&#8221;1.6em&#8221;]<\/p>\n<p><span>\u00cen conformitate cu Legea 95\/2006, titlul XIII, art. 483(4), certificatul de membru al CMDR devine operativ numai dup\u0103 \u00eencheierea asigur\u0103rii de r\u0103spundere civil\u0103 (malpraxis).<\/span><\/p>\n<p><span>At\u00e2t medicul dentist c\u00e2t \u0219i cadrele medii din cabinet trebuie s\u0103 aib\u0103 o asigurare de r\u0103spundere civil\u0103 valid\u0103, incheiat\u0103 individual sau de c\u0103tre cabinete, spitale, policlinici, etc., \u00een calitate de contractant al asigur\u0103rii.<\/span><\/p>\n<p><span>La vizarea anual\u0103 a certificatului de membru CMDR, trebuie s\u0103 prezenta\u021bi la secretariat asigurarea de malpraxis \u00een vigoare.<\/span><\/p>\n<p><span>La incheierea politei de asigurare v\u0103 recomand\u0103m s\u0103 v\u0103 acorda\u021bi timpul de discuta cu agentul asigurator si de a citi atent Condi\u021biile de asigurare specifice fiec\u0103rui asigurator.<\/span><\/p>\n<p><strong><em>Aten\u021bie sporit\u0103 la:<\/em><\/strong><\/p>\n<p><span>&#8211; riscurile acoperite:\u00a0<\/span><strong>va recomandam insistent si acoperirea daunelor morale, in procent de 100%<\/strong><\/p>\n<p><span>&#8211; perioada de acoperire a riscurilor: e recomandabila\u00a0<\/span><strong>clauza de retroactivitate<\/strong><span>, ideal pt. 3 ani (perioada de prescriptie a plangerilor de malpraxis din codul civil)<\/span><\/p>\n<p><span>&#8211; despagubirea\u00a0<\/span><strong>mai multor evenimente<\/strong><span>\u00a0pe perioada asigurata, in limita sumei maxime de despagubire<\/span><br \/><span>\u00a0<\/span><br \/><span>&#8211;\u00a0<\/span><strong>suma asigurata<\/strong><span>\u00a0sa fie la o\u00a0<\/span><strong>valoare<\/strong><span>\u00a0care sa vi se para suficienta ca si acoperire pentru tipul de risc implicat pentru practica fiecaruia ( stomatologie generala, ortodontie, implantologie, chirurgie orala, etc.)<\/span><\/p>\n<p><span>&#8211; majoritatea asiguratorilor solicit\u0103 \u00een mod obligatoriu\u00a0<\/span><strong>existen\u021ba consim\u021b\u0103m\u00e2ntului informat scris<\/strong><span>\u00a0al pacientului pentru validitatea asigur\u0103rii<\/span><\/p>\n<p><strong>&#8211; intervalul de timp de la producerea unui eveniment \u00een care sunte\u021bi obliga\u021bi s\u0103 anun\u021ba\u021bi \u00een scris societatea de asigur\u0103ri (Ex: 3 zile!!! )<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen conformitate cu Legea 95\/2006, titlul XIII, art. 483(4), certificatul de membru al CMDR devine operativ numai dup\u0103 \u00eencheierea asigur\u0103rii de r\u0103spundere civil\u0103 (malpraxis). At\u00e2t medicul dentist c\u00e2t \u0219i cadrele medii din cabinet trebuie s\u0103 aib\u0103 o asigurare de r\u0103spundere civil\u0103 valid\u0103, incheiat\u0103 individual sau de c\u0103tre cabinete, spitale, policlinici, etc., \u00een calitate de contractant al asigur\u0103rii. La vizarea anual\u0103 a certificatului de membru CMDR, trebuie s\u0103 prezenta\u021bi la secretariat asigurarea de malpraxis \u00een vigoare. La incheierea politei de asigurare v\u0103 recomand\u0103m s\u0103 v\u0103 acorda\u021bi timpul de discuta cu agentul asigurator si de a citi atent Condi\u021biile de asigurare specifice fiec\u0103rui asigurator. Aten\u021bie sporit\u0103 la: &#8211; riscurile acoperite:\u00a0va recomandam insistent si acoperirea daunelor morale, in procent de 100% &#8211; perioada de acoperire a riscurilor: e recomandabila\u00a0clauza de retroactivitate, ideal pt. 3 ani (perioada de prescriptie a plangerilor de malpraxis din codul civil) &#8211; despagubirea\u00a0mai multor evenimente\u00a0pe perioada asigurata, in limita sumei maxime de despagubire\u00a0&#8211;\u00a0suma asigurata\u00a0sa fie la o\u00a0valoare\u00a0care sa vi se para suficienta ca si acoperire pentru tipul de risc implicat pentru practica fiecaruia ( stomatologie generala, ortodontie, implantologie, chirurgie orala, etc.) &#8211; majoritatea asiguratorilor solicit\u0103 \u00een mod obligatoriu\u00a0existen\u021ba consim\u021b\u0103m\u00e2ntului informat scris\u00a0al pacientului pentru validitatea asigur\u0103rii &#8211; intervalul de timp [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":17,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:divi\/placeholder \/-->","_et_gb_content_width":"","footnotes":""},"class_list":["post-26","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cmsbh.ro\/index.php\/wp-json\/wp\/v2\/pages\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cmsbh.ro\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cmsbh.ro\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cmsbh.ro\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cmsbh.ro\/index.php\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":3,"href":"https:\/\/cmsbh.ro\/index.php\/wp-json\/wp\/v2\/pages\/26\/revisions"}],"predecessor-version":[{"id":253,"href":"https:\/\/cmsbh.ro\/index.php\/wp-json\/wp\/v2\/pages\/26\/revisions\/253"}],"up":[{"embeddable":true,"href":"https:\/\/cmsbh.ro\/index.php\/wp-json\/wp\/v2\/pages\/17"}],"wp:attachment":[{"href":"https:\/\/cmsbh.ro\/index.php\/wp-json\/wp\/v2\/media?parent=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}